To help employers retain their talent, Saudi Funds has built a complete savings program allowing Saudi companies to offer comprehensive solutions for their employees' saving needs.

In a typical saving program, an employee's monthly savings are augmented by the employer with vested monthly contributions; both amounts can then be placed (upon choice) in various Shariah compliant investments catering for all risk preferences.

In short, employers offering saving programs tend to enjoy the following benefits:
  • Increased employee loyalty and job satisfaction
  • Effective retention of talent and human capital
  • Reduced employee replacement costs
  • Enhanced employer attractiveness in the recruitment marketplace
Whether you wish to create a new savings program for your employees or improve an existing one, Saudi Funds will add value to your plans with the following offerings:

Program setup:

Our team of experts will work around your preferences to design the savings program solution with all its components from the program's policies and user platform to the investment solutions and educational material; enabling you to have a fully-administered, outsourced, and flexible savings program by project's end.

Automated plan management:

Your employees will be able to manage their own savings program online, removing almost all support burdens from your support staff, which allows your support teams to focus on your core business.

Sharia compliant investment channels (all investment channels)

All of the Investment options offered in Saudi Funds's saving programs are Shariah-compliant and have been approved by the Saudi Funds Shariah Board.

Investment flexibility:

Your employees will be able to invest their monthly contributions or keep them in cash as non-investors.

  • Your matching contributions (as employer) could also be invested in low-risk funds.
  • Both employee and employer could invest in different funds with different asset classes.
  • Saudi Funds will handle and manage the program's employer and employee contributions separately as per your desired Plan Policies.

Customer service:

  • Participants (Employees): Assistance through Call Center channels (e.g. direct email and a pre-authenticated telephone number)
  • Management (Employers): Post-implementation assistance from the program management team, a dedicated service and relationship manager, monthly service level reports, and periodic meetings.